All data on our servers are encrypted with AES 256-bit encryption, the same as what top banks use today.
Privacy & Protection
Your data is never sold. Your private information is only used to create an account. We take active measures to prevent and protect against fraud for your safety.
Commonly Asked Questions
How is this different than a high-yield savings account?
Concreit offers a unique approach for those looking to invest in real estate in a more conservative manner with potentially more short-term flexibility. We’ve worked hard to build a product that can bring the familiar easy experience of a savings account while investing in what we believe has the potential for greater risk-adjusted return as compared to current bank account interest rates.
Our current Cash Flow strategy has historically been used by hedge funds and private equity funds for wealthy investors. We are making private equity real estate accessible to all investors.
Your money, once invested, is pooled together with other investors to acquire fixed-income first-lien mortgages that fuel potential returns.
Concreit is not a bank and accounts are not bank guaranteed or FDIC insured.
Is this legal?
Yes. Concreit is an investment application, platform, and issuer of securities. Our initial Cash-Flow strategy (offering for Concreit Fund I LLC), is qualified by the SEC as a Regulation A+ Tier 2 offering. We adhere to strict reporting requirements to benefit our investors. Securities are offered through Dalmore Group LLC, member FINRA & SIPC.
Are you just another crowdfunding real estate portal?
No, we are not a crowdfunding portal. Our investments allow non-accredited investors to participate through a SEC-qualified Regulation A+ Tier 2 offerings, such as Concreit Fund I LLC.
We design our product for those looking for the familiar simplicity of a savings account or digital wallet, but with a higher return potential by utilizing private real estate investments.
With Concreit, you don’t have to deal with the stress of picking and choosing individual investments, we fully manage your investments with our experienced team of professionals. Your money is diversified across hundreds of high-yielding income-focused first-lien mortgages in the United States.
How do withdrawals work?
This is one of the more unique features of Concreit. We’re proud of the technology that we’ve built that allows us to better assist investors with using their money when it’s needed.
Customers may request a withdrawal at any time. Rather than waiting for the fund to only sell assets, we are able to fund withdrawals through cash on hand, income from the assets, and return of principal when loans are paid off. Since these sources of funds are irregular, we'll sometimes delay withdrawals until we have funds to cover a withdrawal request - in periods of high requests, such as downturns, the waiting list for withdrawals may be long. In normal times, the wait is about a week.
Please view our withdrawal program for more details.
Is my money protected or guaranteed?
We follow disciplined underwriting guidelines for our investments and prioritize investor capital preservation while achieving income.
Each dollar you invest in our Cash Flow fund is backed by real estate that has more value than the amount you invested. Concreit Fund I typically seeks to protect your principal through investing in first-lien mortgages that on average are about 130% of the dollar value to accommodate potential negative circumstances.
Is my information secure?
We take security very seriously. Concreit uses bank-level encryption to keep your personal information safe. We do not sell your data. Your personal information is used with third parties through secure and encrypted methods during your account set up to help comply with regulatory requirements.
Need more info?
Speak with one of our Investor Success members to find out if Concreit is a fit for you and how it might be able to fit in your portfolio.
Investing in real estate involves risks including the potential loss of principal. A real estate portfolio is subject to risks similar to those associated with the direct ownership of real estate and real estate debt, as the investments are sensitive to factors such as changes to real estate values and property taxes, interest rates, cash flow of underlying real estate assets, supply and demand, and the management skill and credit worthiness of the issuer & borrowers. Portfolios concentrated in real estate assets may experience price volatility and other risks associated with non-diversification. US real estate investments may also be affected by tax and regulatory requirements. Economic factors, market conditions, and investment strategies will affect the performance of any portfolio and there is no assurance that a portfolio will match or outperform any particular benchmark. There is no guarantee that investment objectives will be achieved, and past performance is not indicative of future results.
Performance Not Guaranteed: Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections are not guaranteed and may not reflect actual future performance. There is no guarantee that investing in loans and cash-flowing properties will cashflow in the future or produce a profit or return to investors. Failure to achieve the investment objectives could result in a loss of principal
Risk of Loss: All securities involve a high degree of risk and may result in partial or total loss of your investment.
Customer Testimonials: The persons providing the testimonials on this website have experience in the services that Concreit provides. Their respective experience with Concreit may not be representative of all other Clients of Concreit. Testimonials are not paid for by Concreit. Testimonials do not constitute a guarantee of future performance or success related to any product, transaction or service.
Investment Calculator: The returns calculator represents a hypothetical comparison in which a deposit of the indicated amount is invested monthly over the course of thirty years with an initial investment amount of $0. All returns are assumed to be immediately reinvested. The savings account rate of return is assumed to be 0.07%, equivalent to the national average as of August 26, 2022. The annual rate of return for Concreit is assumed to include a 5% return from cash-on-cash and a 7% return from equity, resulting in a total of 12%. Performance information is presented net of all management fees and expenses unless marked otherwise. The rates of return from cash-on-cash investments and equity investments reflect the market average in 2022, but market conditions will affect their performances. The calculator does not accurately reflect the performance of any offerings under Concreit's management and actual investors on the Platform may experience different results from any hypothetical results shown. There is a potential for loss, as well as gain, that is not reflected in the hypothetical information portrayed.
Over 40,000 smart investors as of September 1, 2022.
In addition to the foregoing risks, the adverse economic effects of the COVID-19 pandemic are unknown and could materially impact this investment.
Refer to Concreit’s Disclosure Brochure for more information. Certain investments are not suitable for all investors. Before investing, consider your investment objectives and Concreit’s fees. The rate of return on investments can vary widely over time, especially for long term investments. Investment losses are possible, including the potential loss of all amounts invested. For more information, see our disclosures. Contact: 1201 3rd Ave, Suite 2200, Seattle, WA 98101.
Information provided by Concreit Support is for informational and general educational purposes only and is not investment or financial advice. Neither Concreit nor any of its affiliates provide tax advice and do not represent in any manner that the outcomes described herein will result in any particular tax consequence. Prospective investors should confer with their personal tax advisors regarding the tax consequences based on their particular circumstances. Neither Concreit nor any of its affiliates assume responsibility for the tax consequences for any investor of any investment.